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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Mortgages
Mortgage illustration

A better mortgage partner is here.

We do things differently. It’s a tradition we’ve upheld for over 100 years.
Fixed Rate

A fixed rate mortgage provides you with the security of a monthly payment that doesn’t change. Fixed rate loans are one of the most popular loan options today.

Terms: 30, 20, 15 & 10 years
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ARM

An adjustable rate mortgage or ARM, is a home loan with an interest rate that changes periodically. The monthly payments can increase or decrease.

Terms: 5/1 & 10/30 years
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First-Time Homebuyers

Piedmont Federal strives to make home ownership as easy and affordable as possible for qualified, credit-approved first-time homebuyers.

Must be for a primary residence
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Dream Program

Specially designed for families that have received approval for Down Payment Assistance from an approved city or county program.

No loan origination fee
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Home Equity

Use your home equity line for multiple projects or cash needs. This revolving, open-ended loan allows you to borrow funds, repay and borrow again.

A revolving, open-ended loan
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Construction

Build your dream home and enjoy peace of mind during the process. Our construction loans may be the best option for you.

We work directly with your builder
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Personal Loan illustration
Personal loans to meet a variety of needs.

Whether you are seeking extra funds for expenses or debt solutions, we provide competitive rates and a simple application process.

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Voted best mortgage lender, eleven years in a row.
  • Minimal fees with no surprises
  • Salaried local loan officers
  • Interest rate locked for 60 days
  • Loans with as little as 3% down.1
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1 Restrictions and conditions apply.

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We’ve built the most convenient home loan service on the market!
What to Expect