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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
students & youth
Scholarship Program

We open doors for everyone.

We understand students, children and teens have different needs and expectations for their financial future.
Visit a Location
Youth Accounts
SmartStart
Student checking 2
$20 Minimum Opening Balance
  • No Monthly Fee 1
  • Themed Debit Card 3
  • Financial Education Rewards Program 4
  • Free Budgeting Tools
  • Free Credit Building Tips
  • eStatements
Ages 13-17 need to visit one of our local branches to open the account.
Open AccountVisit A Location
Youth
Youth Savings - PFStart / PFGo Accounts
$10 Minimum Opening Balance
Open AccountVisit A Location
Products and Services Fee Schedule (PDF)

1 No Monthly Fee: ZERO FEES with no catch… really, we mean no catch!

Smart Start Student Checking

2 Account eligible for ages 13-23. Account holders aged 13-17 must be joint with a parent or guardian. Account will be changed from the Student Smart Start Checking to a PFFree Account upon 24th birthday of qualifying client.

3 Only applies to instant issue debit cards – Ask your banker for more information.
4 Must complete Banzai course with at least a score of an 80% to qualify; can only participate in each course one time.

*** Rates subject to change without notice.