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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Certificates of deposit
CD of Deposit Illustration

Grow your savings safely and steadily.

Invest in CDs that hold money, not music. Choose from short or long terms with fixed-rates.
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The CD Benefits

A certificate of deposit (CD) is a savings account where you can’t withdraw the money for a fixed amount of time. In exchange, you are offered a higher guaranteed interest rate than a normal savings account.

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CD Calculator
CD Accounts
Short Term
Terms: 3, 6, 7, 9, 12 months
$500 Minimum Opening Balance
FEES & PENALTIES
3 month CD – 30 days interest
All Other Short Terms – 90 days interest

Interest paid to certificate can be withdrawn at any time during the term without penalty.
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Long Term
Terms: 18, 24, 30, 36, 48, 60 months
$500 Minimum Opening Balance
FEES & PENALTIES
60 month CD – 12 months interest
All Other Long Terms – 180 days interest

Interest paid to certificate can be withdrawn at any time during the term without penalty.
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Certificate of Deposit Accounts do not receive statements; the account holder will receive a maturity notice and letter. Your Certificate of Deposit balance can be viewed at any time through Online Banking.

Companion Deposit Account

The Companion Deposit Account (CDA) is a higher interest-bearing savings account that accompanies newly issued Certificates of Deposit (CDs).  

Enjoy the best of both worlds with some funds locked into a competitive rate CD and some funds readily available in a higher paying deposit account.

  • Open a new CD or rollover a maturing CD into a 12-month term or longer and link your CDA.
  • Higher interest rate paid on the Companion Deposit Account.3
  • $2500 minimum opening balance required in each account; CDA balance must be equal to or less than CD.
  • Must open and fund CDA and CD at the same time.
  • Unlimited in-person withdrawals.
  • Available for personal accounts only.
  • Balances below $1,000 will revert to the standard statement savings rate.
  • Deposit to the CDA can only be made at account opening; no future deposit can be made to the CDA.

1 Only 6 and 12 month term on IRAs.

2 Only 18, 30 and 48 month terms on IRAs.

3 Rates subject to change without notice