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FDIC-Insured – Backed by the full faith and credit of the U.S. Government
Business Checking
Small Business

Opening doors for big ideas, since 1903.

Let us put our experience to work for your business needs. We look forward to meeting you.
Visit a Location
Zero Fees icon
Zero-Fee ATMs
Mobile phone icon
Mobile App
Debit Card icon
Debit Card
Online Bill Pay
Bill Pay
Big box features with a client-first experience.
  • Online Banking
  • Mobile Deposits
  • Online Bill Pay
  • Remote Capture
  • ACH+Wire Transfers
  • Fraud Protection
  • eStatements
  • Overdraft Protection1
Compare Accounts
Business Debit Card
Treasury Icon
Treasury

Convenient, easy and secure ways to transfer your money.

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Business Credit Cards
Credit Cards

Low rate, cash back or flexible rewards options for your business.

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UChoose Icon
UChoose Rewards®

Earn rewards by using your Debit Card for all your purchases.

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Overdraft Icon
Overdraft Protection1

Mistakes happen but we have solutions to help you avoid them.

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When an employer partners with Bank@Work, their employees can take advantage of bank benefits that build strong financial futures.
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Bank@Work on-site services are provided at no cost and is free of administrative burdens.
Piedmont Federal Mobile App
Tap into a better banking experience.
  • Faster Account Access
  • Easier Check Deposits
  • Transfer Funds
Apple App StoreGoogle Play
Piedmont Federal Mobile App
Tap into a better banking experience.
  • Faster Account Access
  • Easier Check Deposits
  • Made for Mobile
Apple App StoreGoogle Play
Business Checking
basics with limited activity
Minimum Opening Balance : $20
No Monthly Fee
  • Mobile Banking
  • Online Banking
  • Paper or eStatements
  • UChoose Rewards®
Items (Checks Paid, Deposits, Deposited Items, ACH Debits and Credits)
  • 150 free per statement cycle
  • $.50 per item in excess of 150, regardless of balance.
Checks Printing Charge

At customer’s expense

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More activity & online/mobile banking
Minimum Opening Balance : $20
Monthly Fee: $10 or $0 2
  • Mobile Banking
  • Online Banking
  • Paper or eStatements
  • UChoose Rewards®
  • Earns Interest
Items (Checks Paid, Deposits, Deposited Items, ACH Debits and Credits)
  • 175 free per statement cycle
  • $.50 per item in excess of 175, regardless of balance.
Checks Printing Charge

At customer’s expense

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Higher balances & activity levels
Minimum Opening Balance : $20
Monthly Fee: $15 or $0 3
  • Mobile Banking
  • Online Banking
  • Paper or eStatements
  • UChoose Rewards®
  • Earns Interest
Items (Checks Paid, Deposits, Deposited Items, ACH Debits and Credits)
  • 500 free per statement cycle
  • $.35 per item in excess of 500, regardless of balance.
Checks Printing Charge

At customer’s expense

Visit a Location
PFCommunity
IRS non-profit organization
Minimum Opening Balance : $20
No Monthly Fees
  • Mobile Banking
  • Online Banking
  • Paper or eStatements
  • UChoose Rewards®
  • Earns Interest
Items (Checks Paid, Deposits, Deposited Items, ACH Debits and Credits)
  • 150 free per statement cycle
  • $.35 per item in excess of 150, regardless of balance.
Checks Printing Charge

At customer’s expense

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IOLTA Checking

Available for attorney trust accounts. Features include no monthly account maintenance fees, no item or transaction fees and direct payment of interest to the North Carolina Bar Association. Minimum opening deposit is $20.

* Visit a location for more details.

Products & Services Fee Schedule (PDF)

1 Overdraft Protection: Subject to Credit Approval

2 PFBusiness Connect Checking Account: No monthly fee when you meet one of the following requirements each statement cycle:

• Maintain $1,000 average daily balance
• Combined business deposit relationship balance of $2,500+

Otherwise, $10 Monthly Fee

3 PFBusiness Choice Checking Account: No monthly maintenance fee when you meet one of the following requirements each statement cycle:

• Maintain $5,000 average daily balance
• Combined business deposit relationship balance of $2,500+

Otherwise, $15 Monthly Fee